Evidence record 4436 · automatically gathered

Do Fair Models Reason Fairly? Counterfactual Explanation Consistency for Procedural Fairness in Credit Decisions

Machine learning algorithms in socially sensitive domains (e.g., credit decisions) often focus on equalizing predictive outcomes. However, satisfying these metrics does not guarantee that models use the same reasoning for different groups. We show that existing outcome-fair models can still apply fundamentally different reasoning to individuals, a ``hidden procedural bias'' missed by standard fairness metrics and algorithms. We propose Counterfactual Explanation Consistency (CEC), a framework th

Record details

Published: 12 May 2026
Source: arXiv
Category: Research
Topics: Bias & fairness
Retrieved: 14 July 2026

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ethics.ai (12 May 2026), “Do Fair Models Reason Fairly? Counterfactual Explanation Consistency for Procedural Fairness in Credit Decisions,” evidence record 4436, https://ethics.ai/record/4436 (originally published by arXiv).

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