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Evidence record 3260 · automatically gathered

The Fair Lending Model: How the Longest-Running Algorithmic Fairness Programs Work in Practice

U.S. financial institutions subject to fair lending laws have been running algorithmic fairness programs for decades. Despite this long history, remarkably little is known about how these requirements operate in practice. In this paper, we offer the first empirical account of how financial institutions test for and mitigate algorithmic discrimination on the ground. In doing so, we shed light on how the regulatory design of fair lending law and regulation have shaped the policies, processes, and

Record details

Published: 1 June 2026
Source: arXiv
Category: Research
Topics: Bias & fairness · Regulation
Retrieved: 14 July 2026

source-onlyevidence status

These records share source-supplied organisations, an exact publisher byline, automatic topics or regions. The reason is shown on every link; related does not mean supporting, agreeing with or verifying this record.

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How to cite this record

ethics.ai (1 June 2026), “The Fair Lending Model: How the Longest-Running Algorithmic Fairness Programs Work in Practice,” evidence record 3260, https://ethics.ai/record/3260 (originally published by arXiv).

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